EMI vs SIP for ₹6,700,000
17 Years @ 9%
Original Plan
17 Years @ 9%
EMI: ₹ 64,240
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 58,369
Monthly Savings
₹ 5,871
SIP Investment
@ 12% for 22 years
₹ 7,608,441
Extra Interest Paid
₹ 2,304,400
Final Outcome
₹ 5,304,041
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,608,441.
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