EMI vs SIP for ₹6,700,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 60,221
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 51,945
Monthly Savings
₹ 8,276
SIP Investment
@ 12% for 20 years
₹ 8,269,413
Extra Interest Paid
₹ 1,626,938
Final Outcome
₹ 6,642,475
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹8,269,413.
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