EMI vs SIP for ₹6,700,000
13 Years @ 11%
Original Plan
13 Years @ 11%
EMI: ₹ 80,904
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 71,358
Monthly Savings
₹ 9,546
SIP Investment
@ 12% for 18 years
₹ 7,306,888
Extra Interest Paid
₹ 2,792,322
Final Outcome
₹ 4,514,566
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹7,306,888.
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