EMI vs SIP for ₹6,700,000
12 Years @ 10%
Original Plan
12 Years @ 10%
EMI: ₹ 80,070
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 68,421
Monthly Savings
₹ 11,649
SIP Investment
@ 12% for 17 years
₹ 7,780,705
Extra Interest Paid
₹ 2,427,789
Final Outcome
₹ 5,352,916
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,780,705.
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