EMI vs SIP for ₹6,700,000
11 Years @ 8%
Original Plan
11 Years @ 8%
EMI: ₹ 76,483
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 61,970
Monthly Savings
₹ 14,514
SIP Investment
@ 12% for 16 years
₹ 8,437,843
Extra Interest Paid
₹ 1,802,414
Final Outcome
₹ 6,635,428
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,437,843.
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