EMI vs SIP for ₹6,600,000
8 Years @ 12%
Original Plan
8 Years @ 12%
EMI: ₹ 107,269
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 83,732
Monthly Savings
₹ 23,537
SIP Investment
@ 12% for 13 years
₹ 8,848,210
Extra Interest Paid
₹ 2,764,387
Final Outcome
₹ 6,083,823
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹8,848,210.
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