EMI vs SIP for ₹6,600,000
7 Years @ 10%
Original Plan
7 Years @ 10%
EMI: ₹ 109,568
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 78,875
Monthly Savings
₹ 30,693
SIP Investment
@ 12% for 12 years
₹ 9,890,773
Extra Interest Paid
₹ 2,154,327
Final Outcome
₹ 7,736,446
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹9,890,773.
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