EMI vs SIP for ₹6,600,000
5 Years @ 8%
Original Plan
5 Years @ 8%
EMI: ₹ 133,824
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 80,076
Monthly Savings
₹ 53,748
SIP Investment
@ 12% for 10 years
₹ 12,487,758
Extra Interest Paid
₹ 1,579,693
Final Outcome
₹ 10,908,065
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹12,487,758.
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