EMI vs SIP for ₹6,600,000
5 Years @ 7%
Original Plan
5 Years @ 7%
EMI: ₹ 130,688
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 76,632
Monthly Savings
₹ 54,056
SIP Investment
@ 12% for 10 years
₹ 12,559,394
Extra Interest Paid
₹ 1,354,517
Final Outcome
₹ 11,204,877
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹12,559,394.
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