EMI vs SIP for ₹6,600,000
30 Years @ 8%
Original Plan
30 Years @ 8%
EMI: ₹ 48,428
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 46,877
Monthly Savings
₹ 1,551
SIP Investment
@ 12% for 35 years
₹ 10,075,746
Extra Interest Paid
₹ 2,254,185
Final Outcome
₹ 7,821,561
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹10,075,746.
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