EMI vs SIP for ₹6,600,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 68,136
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 67,159
Monthly Savings
₹ 977
SIP Investment
@ 12% for 34 years
₹ 5,620,265
Extra Interest Paid
₹ 3,689,544
Final Outcome
₹ 1,930,721
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,620,265.
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