EMI vs SIP for ₹6,600,000
29 Years @ 11%
Original Plan
29 Years @ 11%
EMI: ₹ 63,138
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 61,998
Monthly Savings
₹ 1,140
SIP Investment
@ 12% for 34 years
₹ 6,555,544
Extra Interest Paid
₹ 3,323,325
Final Outcome
₹ 3,232,219
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,555,544.
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