EMI vs SIP for ₹6,600,000
26 Years @ 7%
Original Plan
26 Years @ 7%
EMI: ₹ 45,991
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 43,498
Monthly Savings
₹ 2,493
SIP Investment
@ 12% for 31 years
₹ 9,949,603
Extra Interest Paid
₹ 1,831,939
Final Outcome
₹ 8,117,665
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹9,949,603.
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