EMI vs SIP for ₹6,600,000
26 Years @ 12%
Original Plan
26 Years @ 12%
EMI: ₹ 69,099
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 67,671
Monthly Savings
₹ 1,428
SIP Investment
@ 12% for 31 years
₹ 5,699,714
Extra Interest Paid
₹ 3,614,584
Final Outcome
₹ 2,085,130
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,699,714.
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