EMI vs SIP for ₹6,600,000

25 Years @ 10%

Original Plan

25 Years @ 10%

EMI: ₹ 59,974

Extended Plan

30 Years (Reduced EMI)

EMI: ₹ 57,920

Monthly Savings

₹ 2,055

SIP Investment

@ 12% for 30 years

₹ 7,252,298

Extra Interest Paid

₹ 2,858,826

Final Outcome

₹ 4,393,472

Profit from SIP strategy

Analysis

For ₹6,600,000 loan at 10%, investing savings can generate ₹7,252,298.

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