EMI vs SIP for ₹6,600,000
24 Years @ 11%
Original Plan
24 Years @ 11%
EMI: ₹ 65,210
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 63,138
Monthly Savings
₹ 2,072
SIP Investment
@ 12% for 29 years
₹ 6,467,892
Extra Interest Paid
₹ 3,191,456
Final Outcome
₹ 3,276,436
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,467,892.
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