EMI vs SIP for ₹6,600,000
23 Years @ 9%
Original Plan
23 Years @ 9%
EMI: ₹ 56,712
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 53,876
Monthly Savings
₹ 2,836
SIP Investment
@ 12% for 28 years
₹ 7,823,129
Extra Interest Paid
₹ 2,449,832
Final Outcome
₹ 5,373,297
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,823,129.
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