EMI vs SIP for ₹6,600,000
23 Years @ 12%
Original Plan
23 Years @ 12%
EMI: ₹ 70,525
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 68,416
Monthly Savings
₹ 2,109
SIP Investment
@ 12% for 28 years
₹ 5,817,374
Extra Interest Paid
₹ 3,522,952
Final Outcome
₹ 2,294,423
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,817,374.
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