EMI vs SIP for ₹6,600,000
23 Years @ 11%
Original Plan
23 Years @ 11%
EMI: ₹ 65,803
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 63,458
Monthly Savings
₹ 2,345
SIP Investment
@ 12% for 28 years
₹ 6,468,470
Extra Interest Paid
₹ 3,160,282
Final Outcome
₹ 3,308,189
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,468,470.
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