EMI vs SIP for ₹6,600,000
22 Years @ 8%
Original Plan
22 Years @ 8%
EMI: ₹ 53,208
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 49,782
Monthly Savings
₹ 3,425
SIP Investment
@ 12% for 27 years
₹ 8,346,482
Extra Interest Paid
₹ 2,082,677
Final Outcome
₹ 6,263,805
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,346,482.
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