EMI vs SIP for ₹6,600,000
22 Years @ 11%
Original Plan
22 Years @ 11%
EMI: ₹ 66,477
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 63,819
Monthly Savings
₹ 2,658
SIP Investment
@ 12% for 27 years
₹ 6,476,936
Extra Interest Paid
₹ 3,127,401
Final Outcome
₹ 3,349,535
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,476,936.
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