EMI vs SIP for ₹6,600,000
22 Years @ 10%
Original Plan
22 Years @ 10%
EMI: ₹ 61,924
Extended Plan
27 Years (Reduced EMI)
EMI: ₹ 59,010
Monthly Savings
₹ 2,914
SIP Investment
@ 12% for 27 years
₹ 7,100,138
Extra Interest Paid
₹ 2,771,386
Final Outcome
₹ 4,328,752
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,100,138.
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