EMI vs SIP for ₹6,600,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 54,148
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 50,331
Monthly Savings
₹ 3,817
SIP Investment
@ 12% for 26 years
₹ 8,210,299
Extra Interest Paid
₹ 2,058,063
Final Outcome
₹ 6,152,237
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,210,299.
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