EMI vs SIP for ₹6,600,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 71,854
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 69,099
Monthly Savings
₹ 2,755
SIP Investment
@ 12% for 26 years
₹ 5,926,990
Extra Interest Paid
₹ 3,451,593
Final Outcome
₹ 2,475,397
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,926,990.
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