EMI vs SIP for ₹6,600,000
21 Years @ 11%
Original Plan
21 Years @ 11%
EMI: ₹ 67,245
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 64,226
Monthly Savings
₹ 3,019
SIP Investment
@ 12% for 26 years
₹ 6,494,382
Extra Interest Paid
₹ 3,092,776
Final Outcome
₹ 3,401,606
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹6,494,382.
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