EMI vs SIP for ₹6,600,000
21 Years @ 10%
Original Plan
21 Years @ 10%
EMI: ₹ 62,751
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 59,464
Monthly Savings
₹ 3,287
SIP Investment
@ 12% for 26 years
₹ 7,070,707
Extra Interest Paid
₹ 2,739,545
Final Outcome
₹ 4,331,163
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,070,707.
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