EMI vs SIP for ₹6,600,000
20 Years @ 12%
Original Plan
20 Years @ 12%
EMI: ₹ 72,672
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 69,513
Monthly Savings
₹ 3,159
SIP Investment
@ 12% for 25 years
₹ 5,994,423
Extra Interest Paid
₹ 3,412,634
Final Outcome
₹ 2,581,790
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹5,994,423.
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