EMI vs SIP for ₹6,600,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 73,615
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 69,985
Monthly Savings
₹ 3,630
SIP Investment
@ 12% for 24 years
₹ 6,072,271
Extra Interest Paid
₹ 3,371,415
Final Outcome
₹ 2,700,856
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹6,072,271.
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