EMI vs SIP for ₹6,600,000
17 Years @ 9%
Original Plan
17 Years @ 9%
EMI: ₹ 63,281
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 57,498
Monthly Savings
₹ 5,784
SIP Investment
@ 12% for 22 years
₹ 7,494,882
Extra Interest Paid
₹ 2,270,006
Final Outcome
₹ 5,224,876
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,494,882.
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