EMI vs SIP for ₹6,600,000
15 Years @ 12%
Original Plan
15 Years @ 12%
EMI: ₹ 79,211
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 72,672
Monthly Savings
₹ 6,539
SIP Investment
@ 12% for 20 years
₹ 6,533,835
Extra Interest Paid
₹ 3,183,208
Final Outcome
₹ 3,350,627
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹6,533,835.
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