EMI vs SIP for ₹6,600,000
14 Years @ 8%
Original Plan
14 Years @ 8%
EMI: ₹ 65,427
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 56,397
Monthly Savings
₹ 9,030
SIP Investment
@ 12% for 19 years
₹ 7,904,110
Extra Interest Paid
₹ 1,866,801
Final Outcome
₹ 6,037,309
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹7,904,110.
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