EMI vs SIP for ₹6,600,000
13 Years @ 11%
Original Plan
13 Years @ 11%
EMI: ₹ 79,697
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 70,293
Monthly Savings
₹ 9,404
SIP Investment
@ 12% for 18 years
₹ 7,197,830
Extra Interest Paid
₹ 2,750,646
Final Outcome
₹ 4,447,184
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹7,197,830.
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