EMI vs SIP for ₹6,600,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 75,758
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 65,990
Monthly Savings
₹ 9,768
SIP Investment
@ 12% for 18 years
₹ 7,477,033
Extra Interest Paid
₹ 2,435,528
Final Outcome
₹ 5,041,505
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,477,033.
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