EMI vs SIP for ₹6,600,000
11 Years @ 9%
Original Plan
11 Years @ 9%
EMI: ₹ 78,941
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 64,978
Monthly Savings
₹ 13,963
SIP Investment
@ 12% for 16 years
₹ 8,117,935
Extra Interest Paid
₹ 2,055,532
Final Outcome
₹ 6,062,403
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹8,117,935.
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