EMI vs SIP for ₹6,600,000
10 Years @ 8%
Original Plan
10 Years @ 8%
EMI: ₹ 80,076
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 63,073
Monthly Savings
₹ 17,003
SIP Investment
@ 12% for 15 years
₹ 8,579,394
Extra Interest Paid
₹ 1,744,001
Final Outcome
₹ 6,835,393
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹8,579,394.
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