EMI vs SIP for ₹6,600,000
10 Years @ 11%
Original Plan
10 Years @ 11%
EMI: ₹ 90,915
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 75,015
Monthly Savings
₹ 15,900
SIP Investment
@ 12% for 15 years
₹ 8,022,561
Extra Interest Paid
₹ 2,592,971
Final Outcome
₹ 5,429,591
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 11%, investing savings can generate ₹8,022,561.
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