EMI vs SIP for ₹6,500,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 55,163
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 52,660
Monthly Savings
₹ 2,503
SIP Investment
@ 12% for 29 years
₹ 7,812,299
Extra Interest Paid
₹ 2,438,768
Final Outcome
₹ 5,373,531
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 9%, investing savings can generate ₹7,812,299.
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