EMI vs SIP for ₹6,500,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 82,463
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 73,577
Monthly Savings
₹ 8,887
SIP Investment
@ 12% for 18 years
₹ 6,802,098
Extra Interest Paid
₹ 3,028,308
Final Outcome
₹ 3,773,790
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 12%, investing savings can generate ₹6,802,098.
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