EMI vs SIP for ₹6,300,000
8 Years @ 8%
Original Plan
8 Years @ 8%
EMI: ₹ 89,061
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 65,084
Monthly Savings
₹ 23,977
SIP Investment
@ 12% for 13 years
₹ 9,013,861
Extra Interest Paid
₹ 1,603,186
Final Outcome
₹ 7,410,674
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 8%, investing savings can generate ₹9,013,861.
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