EMI vs SIP for ₹6,300,000
29 Years @ 9%
Original Plan
29 Years @ 9%
EMI: ₹ 51,040
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 49,602
Monthly Savings
₹ 1,437
SIP Investment
@ 12% for 34 years
₹ 8,269,590
Extra Interest Paid
₹ 2,475,905
Final Outcome
₹ 5,793,685
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 9%, investing savings can generate ₹8,269,590.
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