EMI vs SIP for ₹6,300,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 60,206
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 52,696
Monthly Savings
₹ 7,510
SIP Investment
@ 12% for 20 years
₹ 7,503,958
Extra Interest Paid
₹ 1,809,879
Final Outcome
₹ 5,694,078
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 8%, investing savings can generate ₹7,503,958.
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