EMI vs SIP for ₹6,300,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 56,626
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 48,844
Monthly Savings
₹ 7,782
SIP Investment
@ 12% for 20 years
₹ 7,775,717
Extra Interest Paid
₹ 1,529,807
Final Outcome
₹ 6,245,910
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 7%, investing savings can generate ₹7,775,717.
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