EMI vs SIP for ₹6,300,000
13 Years @ 8%
Original Plan
13 Years @ 8%
EMI: ₹ 65,084
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 55,123
Monthly Savings
₹ 9,961
SIP Investment
@ 12% for 18 years
₹ 7,624,547
Extra Interest Paid
₹ 1,753,441
Final Outcome
₹ 5,871,106
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 8%, investing savings can generate ₹7,624,547.
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