EMI vs SIP for ₹6,200,000
8 Years @ 12%
Original Plan
8 Years @ 12%
EMI: ₹ 100,768
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 78,657
Monthly Savings
₹ 22,110
SIP Investment
@ 12% for 13 years
₹ 8,311,955
Extra Interest Paid
₹ 2,596,848
Final Outcome
₹ 5,715,106
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 12%, investing savings can generate ₹8,311,955.
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