EMI vs SIP for ₹6,200,000
7 Years @ 8%
Original Plan
7 Years @ 8%
EMI: ₹ 96,635
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 67,112
Monthly Savings
₹ 29,522
SIP Investment
@ 12% for 12 years
₹ 9,513,680
Extra Interest Paid
₹ 1,546,836
Final Outcome
₹ 7,966,844
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 8%, investing savings can generate ₹9,513,680.
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