EMI vs SIP for ₹6,200,000
5 Years @ 7%
Original Plan
5 Years @ 7%
EMI: ₹ 122,767
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 71,987
Monthly Savings
₹ 50,780
SIP Investment
@ 12% for 10 years
₹ 11,798,219
Extra Interest Paid
₹ 1,272,425
Final Outcome
₹ 10,525,794
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 7%, investing savings can generate ₹11,798,219.
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