EMI vs SIP for ₹6,200,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 50,867
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 47,281
Monthly Savings
₹ 3,585
SIP Investment
@ 12% for 26 years
₹ 7,712,705
Extra Interest Paid
₹ 1,933,332
Final Outcome
₹ 5,779,374
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 8%, investing savings can generate ₹7,712,705.
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