EMI vs SIP for ₹6,100,000
8 Years @ 10%
Original Plan
8 Years @ 10%
EMI: ₹ 92,562
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 70,019
Monthly Savings
₹ 22,544
SIP Investment
@ 12% for 13 years
₹ 8,474,867
Extra Interest Paid
₹ 2,036,932
Final Outcome
₹ 6,437,935
Profit from SIP strategy
Analysis
For ₹6,100,000 loan at 10%, investing savings can generate ₹8,474,867.
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