EMI vs SIP for ₹6,100,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 55,961
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 53,831
Monthly Savings
₹ 2,130
SIP Investment
@ 12% for 29 years
₹ 6,647,053
Extra Interest Paid
₹ 2,616,538
Final Outcome
₹ 4,030,515
Profit from SIP strategy
Analysis
For ₹6,100,000 loan at 10%, investing savings can generate ₹6,647,053.
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