EMI vs SIP for ₹6,000,000
9 Years @ 12%
Original Plan
9 Years @ 12%
EMI: ₹ 91,105
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 73,886
Monthly Savings
₹ 17,220
SIP Investment
@ 12% for 14 years
₹ 7,514,953
Extra Interest Paid
₹ 2,573,427
Final Outcome
₹ 4,941,526
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 12%, investing savings can generate ₹7,514,953.
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